Contact Details

Physical Address: 2nd floor, Building 2, Oxford & Glenhove, 114 Oxford Road, Houghton Estate 2196
Postal Address: Private Bag 87109 Houghton 2041
Telephone: +27 (0)11 359 4300


Workmen’s compensation – Construction Industry

Organisation Profile

Workmen's compensation is a compulsory form of insurance providing wage replacement and medical benefits to employees injured in the course of their employment and is governed by The Compensation for Occupational Injuries and Diseases Act, (130 of 1993) or The COID Act.

The aim of the COID Act is to provide for compensation to employees, or their dependents, in the case of death or disablement caused by occupational injuries and diseases, sustained or contracted by employees in the course their employment, or death resulting from such injuries and diseases; and to provide for matters connected therewith.

The Federated Employers Mutual Assurance Company (RF) (Pty) Ltd, also known as FEM, was established as a mutual insurer in 1936, to pro¬vide workmen’s compensation insurance to the construction industry, under a special licence granted by the Minister of Labour. FEM carries out its duties alongside the Compensation Fund (CF).